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PLTI & the PLTA Western Chapter Host "All Things Western PA"

Title insurance is different in the Western part of Pennsylvania. How different? Find out on Wednesday, November 6, 2019, from 1:00 – 4:00 PM, by attending “All Things Western PA.” The event is presented by the Pennsylvania Land Title Institute in cooperation with the Pennsylvania Land Title Association’s Western Chapter and will take place at the Regional Learning Alliance (RLA) in Cranberry Township.

The impressive panel of experts includes underwriting attorneys, specialists in municipal liens and taxes, and other real estate professionals from Western PA. Topics covered include:

• Title Searching differences between counties
• Recording requirements
• Real Estate Taxes
• Dye Testing
• Municipal Lien Letters
• Utilities - escrow and final readings
• Mineral issues in Western PA
• Transfer tax
• Tax sales

The event, which is sponsored by Charles Jones LLC and TitleBox, will provide the knowledge you need for closings in the Western part of the commonwealth. In addition, you can also earn three PA CE/CLE credits. Register online.

The Title Report - June 18, 2018
Read about the officers installation and awards at the PLTA 97th annual convention in Gettysburg.

PLTA Media Release - PLTA 2018-2019 Board induction and awards at the 97th Annual Convention!

PLTA Media Release - PLTA 97th Annual Convention Award Recipients!

Click to read about the 97th annual convention in The Title Report.

The Consumer Financial Protection Bureau has published a consumer warning on attempts to steal consumers’ closing funds which echoes the tips in ALTA's recent alert and has finalized its series of amendments to for the Know Before You Owe mortgage disclosures. Although the 560-page amendment includes a number of helpful clarifications, it still fails to fix the requirement which causes inaccurate title insurance pricing disclosures for consumers at closing.  Follow the links below for additional resources:

ALTA Consumer Alert: Beware of Wire Fraud Schemes When Buying a Home

Buying a home is an exciting time. You’ve saved, found the perfect home and planned the move. Now, the closing day for your home is just around the corner.

The American Land Title Association wants to make sure your home purchase doesn’t get derailed by a dangerous threat that could keep you from getting the keys, painting walls and decorating. Criminals have stolen money meant for the purchase of homes through malicious wire fraud schemes targeting consumers across the country.

Criminals begin the wire fraud process way before the attempted theft occurs. Most often, they begin with a common social engineering technique called phishing. This can take the form of email messages, website forms or phone calls to fraudulently obtain private information. Through seemingly harmless communication, criminals trick users into inputting their information or clicking a link that allows hackers to steal login and password information.  Read more at

Recording Fees are increasing in some PA counties; click the county name to download the notice:

Delaware County - February 1, 2017
Erie County - March 1, 2017
Dauphin County | March 1, 2017

HR 1073 Passes and moved to The Legislative Budget and Finance Committee in 2017

On October 27, 2016 the House of Representatives voted in favor of HR 1073; the vote was 184 - 1.  The resolution  reads: "A Resolution directing the Legislative Budget and Finance Committee to conduct a comprehensive review of the scope of records maintained and fees collected by the county recorder of deeds offices in this Commonwealth and to make recommendations."   The Legislative Budget and Finance Committee will be reaching out to stakeholders in the early part of 2017 before commencing their study which is estimated to take several months.

You can find the resolution and other information at:  the Pennsylvania House of Representatives website.

To read the resolution: HOUSE RESOLUTION No. 1073

Download the joint ALTA & PLTA Information Sheet.

December 17, 2015 — American Land Title Association (ALTA)
TRID Myth Busters: What You Need to Know When Sharing Closing Documents

The implementation of the CFPB’s Know Before You Owe regulation has brought up a number of questions regarding who is permitted to receive copies of closing documents, including the Closing Disclosure and alternate settlement statements, such as the ALTA Settlement Statements. It is important to note that the Know Before You Owe regulation did not implement any changes on data privacy; however, ALTA encourages title insurance and settlement companies to take this opportunity to review your company’s privacy policies to ensure they match your data-sharing practices.

TILA-RESPA Integrated Disclosures (TRID) rule effective date Saturday, October 3, 2015.  Visit our TRID Information page:

TRID: Are You Ready?

 Special Notice:

Please be advised that the updated Realty Transfer Tax Statement of Value form recently distributed has been updated to correct an inadvertent rounding issue of the Common Level Ratio Factor.  All links on our website as well as on the PA Department of Revenue’s website will direct you to the corrected form.  Many thanks to our Title Issues and Records Committee for following up on this issue.  REV-183 EX (10-14) form (click to download). 

PLTA In The News


August 2014 - The Title Report, October Research, LLC - "Free Download: eTransactions Special Report"

For nearly 15 years, the PLTA has been vigilant in protecting its members from recorders who impose “unreasonable and illegal recording requirements,” and fail to properly discharge their responsibility to record submitted documents, according to Shatz.

To read more download the free report to read PLTA's Leonard A. Shatz, Esq., CLTP -  page 14 "eRecording not a cure-all" article.


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