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Wire Fraud Warning for Consumers
To help raise awareness about wire fraud, ALTA created a two-minute video that provides four tips on how homebuyers can protect their money, and offers advice on what to do if they have been targeted by hackers.  Check out this short video:

• Visit our FAQ page for more information about real estate and title insurance.


• Visit ALTA's Home Closing 101 to learn more about the benefits of owner’s title insurance and what to expect during the closing/settlement process.


• What is Title Insurance?
  Lenders require a title insurance policy to protect their investment. You should have a policy to protect your investment as well. For a one-time fee paid at closing, an owner’s policy can protect your property rights for as long as you or your heirs own the property.


• What is the all inclusive rate?
  Pennsylvania is one of the few States where the rate is all-inclusive in that the the title insurance charge includes the cost of the search, title examination, escrow and settlement services and the insurance risk assumed by the title insurer.
  


• I'm refinancing. Why do I need title insurance? OR Do I still need title insurance for new construction?
  Whether a consumer is purchasing a new or existing home, building new construction, or refinancing an existing property, title insurance provides an underwriting service to mortgage lenders to ensure the borrower has clear ownership rights to the property, free and clear of any other claims to ownership.
  


• Where can I obtain title insurance?
  Don’t forget to make the smart choice and purchase an owner’s title insurance policy and protect your financial investment. For a one-time fee, an owner’s title insurance policy provides coverage for as long as you own your home.
  


• Click to see a listing of PLTA Member Title Insurance Underwriters in Pennsylvania

Thank you for coming to PLTA to learn about the most important purchase of your life - your home!